Side-by-side · Q2 2026 data
Homewood Federal Savings Bank vs Five Star of Maryland Federal Credit Union
Credit union
Five Star of Maryland Federal Credit Union
Baltimore, Maryland · Under $100 million in assets
Metric by metric
| Measure | Homewood Federal Savings Bank | Five Star of Maryland Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 100 (stronger) | 93 |
| Earnings | 35 (stronger) | 34 |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 66th | 59th |
| Total assets | $67.3M | $62.7M |
| Deposits / shares | $50.0M | $54.5M |
| Capital ratio | 26.12% (stronger) | 12.65% |
| Problem loans | 0.00% (stronger) | 0.20% |
| Net charge-offs | 0.00% | -0.14% (stronger) |
| Return on assets | 0.36% (stronger) | 0.34% |
| Loans ÷ deposits | 111.2% | 44.0% (stronger) |
| Uninsured deposits | 3.0% | 2.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Homewood Federal Savings Bank has the higher TellerScore (80 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Homewood Federal Savings Bank leads on 4 and Five Star of Maryland Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.