Side-by-side · Q2 2026 data
Hoosier Heartland State Bank vs American Community Bank of Indiana
Metric by metric
| Measure | Hoosier Heartland State Bank | American Community Bank of Indiana |
|---|---|---|
| TellerScore | 63 (stronger) | 43 |
| Capital cushion | 37 | 48 (stronger) |
| Loan quality | 79 (stronger) | 22 |
| Earnings | 71 (stronger) | 63 |
| Funding & liquidity | 59 (stronger) | 32 |
| Problem-loan coverage | 88 (stronger) | 59 |
| Peer percentile | 24th | 3rd |
| Total assets | $356.3M | $383.0M |
| Deposits / shares | $327.3M | $344.8M |
| Capital ratio | 8.70% | 9.83% (stronger) |
| Problem loans | 0.63% (stronger) | 2.33% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.27% (stronger) | 1.08% |
| Loans ÷ deposits | 79.9% (stronger) | 91.4% |
| Uninsured deposits | 34.3% (stronger) | 48.0% |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Hoosier Heartland State Bank has the higher TellerScore (63 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Hoosier Heartland State Bank leads on 6 and American Community Bank of Indiana on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.