Side-by-side · Q2 2026 data
Hope Federal Credit Union vs Mutual Federal Credit Union
Metric by metric
| Measure | Hope Federal Credit Union | Mutual Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 84 (stronger) |
| Capital cushion | 100 (stronger) | 90 |
| Loan quality | 35 | 64 (stronger) |
| Earnings | 21 | 88 (stronger) |
| Funding & liquidity | 55 | 96 (stronger) |
| Problem-loan coverage | 76 | 90 (stronger) |
| Peer percentile | 19th | 86th |
| Total assets | $881.4M | $528.5M |
| Deposits / shares | $628.8M | $458.9M |
| Capital ratio | 16.18% (stronger) | 13.98% |
| Problem loans | 1.96% | 1.08% (stronger) |
| Net charge-offs | 1.01% | 0.85% (stronger) |
| Return on assets | 0.03% | 1.69% (stronger) |
| Loans ÷ deposits | 99.7% | 64.1% (stronger) |
| Uninsured deposits | 19.8% | 5.4% (stronger) |
| Offices | 10 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mutual Federal Credit Union has the higher TellerScore (84 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Hope Federal Credit Union leads on 1 and Mutual Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.