Side-by-side · Q2 2026 data
Hope Federal Credit Union vs Navigator Federal Credit Union
Credit union
Navigator Federal Credit Union
Pascagoula, Mississippi · $100 million – $1 billion
Metric by metric
| Measure | Hope Federal Credit Union | Navigator Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 90 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 35 | 87 (stronger) |
| Earnings | 21 | 86 (stronger) |
| Funding & liquidity | 55 | 75 (stronger) |
| Problem-loan coverage | 76 | 97 (stronger) |
| Peer percentile | 19th | 95th |
| Total assets | $881.4M | $406.7M |
| Deposits / shares | $628.8M | $327.7M |
| Capital ratio | 16.18% | 17.98% (stronger) |
| Problem loans | 1.96% | 0.38% (stronger) |
| Net charge-offs | 1.01% (stronger) | 1.27% |
| Return on assets | 0.03% | 1.65% (stronger) |
| Loans ÷ deposits | 99.7% | 85.0% (stronger) |
| Uninsured deposits | 19.8% | 2.2% (stronger) |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Navigator Federal Credit Union has the higher TellerScore (90 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Hope Federal Credit Union leads on 1 and Navigator Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.