Side-by-side · Q2 2026 data
Hopewell Chemical Federal Credit Union vs Credit Union of Richmond Incorporat
Credit union
Hopewell Chemical Federal Credit Union
Hopewell, Virginia · Under $100 million in assets
Credit union
Credit Union of Richmond Incorporat
Richmond, Virginia · Under $100 million in assets
Metric by metric
| Measure | Hopewell Chemical Federal Credit Union | Credit Union of Richmond Incorporat |
|---|---|---|
| TellerScore | 73 | 87 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 90 (stronger) | 77 |
| Earnings | 40 | 65 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 47th | 83rd |
| Total assets | $55.6M | $64.6M |
| Deposits / shares | $48.5M | $53.7M |
| Capital ratio | 10.81% | 18.48% (stronger) |
| Problem loans | 0.31% (stronger) | 0.69% |
| Net charge-offs | 0.07% (stronger) | 0.19% |
| Return on assets | 0.51% | 1.13% (stronger) |
| Loans ÷ deposits | 45.4% | 32.0% (stronger) |
| Uninsured deposits | 0.2% (stronger) | 7.4% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Credit Union of Richmond Incorporat has the higher TellerScore (87 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Hopewell Chemical Federal Credit Union leads on 3 and Credit Union of Richmond Incorporat on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.