Side-by-side · Q2 2026 data
Hopewell Chemical Federal Credit Union vs Hampton Roads Educ Credit Union Inc
Credit union
Hopewell Chemical Federal Credit Union
Hopewell, Virginia · Under $100 million in assets
Credit union
Hampton Roads Educ Credit Union Inc
Hampton, Virginia · Under $100 million in assets
Metric by metric
| Measure | Hopewell Chemical Federal Credit Union | Hampton Roads Educ Credit Union Inc |
|---|---|---|
| TellerScore | 73 (stronger) | 58 |
| Capital cushion | 58 (stronger) | 34 |
| Loan quality | 90 (stronger) | 67 |
| Earnings | 40 (stronger) | 36 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 47th | 19th |
| Total assets | $55.6M | $46.9M |
| Deposits / shares | $48.5M | $42.0M |
| Capital ratio | 10.81% (stronger) | 8.41% |
| Problem loans | 0.31% (stronger) | 1.00% |
| Net charge-offs | 0.07% (stronger) | 1.12% |
| Return on assets | 0.51% (stronger) | 0.39% |
| Loans ÷ deposits | 45.4% | 39.9% (stronger) |
| Uninsured deposits | 0.2% (stronger) | 1.2% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hopewell Chemical Federal Credit Union has the higher TellerScore (73 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Hopewell Chemical Federal Credit Union leads on 6 and Hampton Roads Educ Credit Union Inc on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.