Side-by-side · Q2 2026 data
Hopewell Chemical Federal Credit Union vs Vantage Point Federal Credit Union
Credit union
Hopewell Chemical Federal Credit Union
Hopewell, Virginia · Under $100 million in assets
Credit union
Vantage Point Federal Credit Union
Hopewell, Virginia · Under $100 million in assets
Metric by metric
| Measure | Hopewell Chemical Federal Credit Union | Vantage Point Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 71 |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 90 (stronger) | 27 |
| Earnings | 40 | 50 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 90 |
| Peer percentile | 47th | 42nd |
| Total assets | $55.6M | $45.0M |
| Deposits / shares | $48.5M | $37.2M |
| Capital ratio | 10.81% | 16.68% (stronger) |
| Problem loans | 0.31% (stronger) | 2.20% |
| Net charge-offs | 0.07% (stronger) | 0.71% |
| Return on assets | 0.51% | 0.76% (stronger) |
| Loans ÷ deposits | 45.4% | 41.8% (stronger) |
| Uninsured deposits | 0.2% (stronger) | 5.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hopewell Chemical Federal Credit Union has the higher TellerScore (73 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Hopewell Chemical Federal Credit Union leads on 4 and Vantage Point Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hopewell, VA