Side-by-side · Q2 2026 data
Horicon Bank vs Hustisford State Bank
Metric by metric
| Measure | Horicon Bank | Hustisford State Bank |
|---|---|---|
| TellerScore | 63 | 84 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 69 | 93 (stronger) |
| Earnings | 77 (stronger) | 54 |
| Funding & liquidity | 52 | 68 (stronger) |
| Problem-loan coverage | 86 | 98 (stronger) |
| Peer percentile | 30th | 76th |
| Total assets | $1.7B | $80.3M |
| Deposits / shares | $1.4B | $58.3M |
| Capital ratio | 9.72% | 15.24% (stronger) |
| Problem loans | 0.93% | 0.22% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.42% (stronger) | 0.84% |
| Loans ÷ deposits | 95.5% | 92.5% (stronger) |
| Uninsured deposits | 26.3% | 12.8% (stronger) |
| Offices | 19 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.2% | — |
Hustisford State Bank has the higher TellerScore (84 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Horicon Bank leads on 1 and Hustisford State Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.