Side-by-side · Q2 2026 data
Horicon Bank vs Tri City National Bank
Metric by metric
| Measure | Horicon Bank | Tri City National Bank |
|---|---|---|
| TellerScore | 63 | 71 (stronger) |
| Capital cushion | 47 | 61 (stronger) |
| Loan quality | 69 | 83 (stronger) |
| Earnings | 77 (stronger) | 53 |
| Funding & liquidity | 52 | 81 (stronger) |
| Problem-loan coverage | 86 | 92 (stronger) |
| Peer percentile | 30th | 63rd |
| Total assets | $1.7B | $2.0B |
| Deposits / shares | $1.4B | $1.7B |
| Capital ratio | 9.72% | 11.10% (stronger) |
| Problem loans | 0.93% | 0.51% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.04% |
| Return on assets | 1.42% (stronger) | 0.83% |
| Loans ÷ deposits | 95.5% | 65.9% (stronger) |
| Uninsured deposits | 26.3% (stronger) | 26.7% |
| Offices | 19 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.2% | 18.2% |
Tri City National Bank has the higher TellerScore (71 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Horicon Bank leads on 3 and Tri City National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.