Side-by-side · Q2 2026 data
Horicon Bank vs Waukesha State Bank
Metric by metric
| Measure | Horicon Bank | Waukesha State Bank |
|---|---|---|
| TellerScore | 63 | 80 (stronger) |
| Capital cushion | 47 | 65 (stronger) |
| Loan quality | 69 | 92 (stronger) |
| Earnings | 77 | 100 (stronger) |
| Funding & liquidity | 52 (stronger) | 50 |
| Problem-loan coverage | 86 | 97 (stronger) |
| Peer percentile | 30th | 90th |
| Total assets | $1.7B | $1.6B |
| Deposits / shares | $1.4B | $1.3B |
| Capital ratio | 9.72% | 11.51% (stronger) |
| Problem loans | 0.93% | 0.25% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.01% |
| Return on assets | 1.42% | 2.38% (stronger) |
| Loans ÷ deposits | 95.5% | 93.2% (stronger) |
| Uninsured deposits | 26.3% (stronger) | 30.1% |
| Offices | 19 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.2% | 7.8% |
Waukesha State Bank has the higher TellerScore (80 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Horicon Bank leads on 2 and Waukesha State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.