Side-by-side · Q2 2026 data
Horizon Bank vs First Central Bank McCook
Metric by metric
| Measure | Horizon Bank | First Central Bank McCook |
|---|---|---|
| TellerScore | 87 (stronger) | 41 |
| Capital cushion | 90 (stronger) | 63 |
| Loan quality | 85 (stronger) | 0 |
| Earnings | 100 (stronger) | 46 |
| Funding & liquidity | 59 | 67 (stronger) |
| Problem-loan coverage | 94 (stronger) | 25 |
| Peer percentile | 91st | 3rd |
| Total assets | $574.3M | $122.8M |
| Deposits / shares | $474.9M | $105.8M |
| Capital ratio | 13.96% (stronger) | 11.30% |
| Problem loans | 0.46% (stronger) | 5.80% |
| Net charge-offs | 0.05% | -0.04% (stronger) |
| Return on assets | 2.95% (stronger) | 0.66% |
| Loans ÷ deposits | 84.0% (stronger) | 93.7% |
| Uninsured deposits | 30.8% | 9.6% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Horizon Bank has the higher TellerScore (87 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Horizon Bank leads on 5 and First Central Bank McCook on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Mccook, NE