Side-by-side · Q2 2026 data
Horizon Bank vs Home Federal Savings and Loan Association of Grand Island
Bank
Home Federal Savings and Loan Association of Grand Island
Grand Island, Nebraska · $100 million – $1 billion
Metric by metric
| Measure | Horizon Bank | Home Federal Savings and Loan Association of Grand Island |
|---|---|---|
| TellerScore | 87 (stronger) | 80 |
| Capital cushion | 90 (stronger) | 84 |
| Loan quality | 85 | 94 (stronger) |
| Earnings | 100 (stronger) | 60 |
| Funding & liquidity | 59 | 65 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 91st | 77th |
| Total assets | $574.3M | $562.9M |
| Deposits / shares | $474.9M | $482.1M |
| Capital ratio | 13.96% (stronger) | 13.38% |
| Problem loans | 0.46% | 0.19% (stronger) |
| Net charge-offs | 0.05% | -0.01% (stronger) |
| Return on assets | 2.95% (stronger) | 1.01% |
| Loans ÷ deposits | 84.0% (stronger) | 91.7% |
| Uninsured deposits | 30.8% | 18.7% (stronger) |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.6% |
Horizon Bank has the higher TellerScore (87 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Horizon Bank leads on 4 and Home Federal Savings and Loan Association of Grand Island on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Superior, NE