Side-by-side · Q2 2026 data
Horizon Bank vs First Financial Bank, National Association
Bank
First Financial Bank, National Association
Terre Haute, Indiana · $1 billion – $10 billion
Metric by metric
| Measure | Horizon Bank | First Financial Bank, National Association |
|---|---|---|
| TellerScore | 72 (stronger) | 68 |
| Capital cushion | 55 (stronger) | 54 |
| Loan quality | 77 | 80 (stronger) |
| Earnings | 90 (stronger) | 78 |
| Funding & liquidity | 58 (stronger) | 45 |
| Problem-loan coverage | 91 | 92 (stronger) |
| Peer percentile | 66th | 49th |
| Total assets | $6.5B | $6.2B |
| Deposits / shares | $5.5B | $4.9B |
| Capital ratio | 10.52% (stronger) | 10.36% |
| Problem loans | 0.70% | 0.61% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.20% |
| Return on assets | 1.75% (stronger) | 1.45% |
| Loans ÷ deposits | 89.7% (stronger) | 91.1% |
| Uninsured deposits | 26.2% (stronger) | 36.4% |
| Offices | 74 | 78 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.7% | 28.8% |
Horizon Bank has the higher TellerScore (72 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Horizon Bank leads on 6 and First Financial Bank, National Association on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.