Side-by-side · Q2 2026 data
Horizon Bank vs Hoosier Heartland State Bank
Metric by metric
| Measure | Horizon Bank | Hoosier Heartland State Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 63 |
| Capital cushion | 55 (stronger) | 37 |
| Loan quality | 77 | 79 (stronger) |
| Earnings | 90 (stronger) | 71 |
| Funding & liquidity | 58 | 59 (stronger) |
| Problem-loan coverage | 91 (stronger) | 88 |
| Peer percentile | 66th | 24th |
| Total assets | $6.5B | $356.3M |
| Deposits / shares | $5.5B | $327.3M |
| Capital ratio | 10.52% (stronger) | 8.70% |
| Problem loans | 0.70% | 0.63% (stronger) |
| Net charge-offs | 0.05% | -0.00% (stronger) |
| Return on assets | 1.75% (stronger) | 1.27% |
| Loans ÷ deposits | 89.7% | 79.9% (stronger) |
| Uninsured deposits | 26.2% (stronger) | 34.3% |
| Offices | 74 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.7% | — |
Horizon Bank has the higher TellerScore (72 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Horizon Bank leads on 4 and Hoosier Heartland State Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.