Side-by-side · Q2 2026 data
Horizon Bank vs United Fidelity Bank, fsb
Metric by metric
| Measure | Horizon Bank | United Fidelity Bank, fsb |
|---|---|---|
| TellerScore | 72 (stronger) | 64 |
| Capital cushion | 55 (stronger) | 52 |
| Loan quality | 77 | 84 (stronger) |
| Earnings | 90 (stronger) | 16 |
| Funding & liquidity | 58 | 98 (stronger) |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 66th | 33rd |
| Total assets | $6.5B | $6.5B |
| Deposits / shares | $5.5B | $5.6B |
| Capital ratio | 10.52% (stronger) | 10.16% |
| Problem loans | 0.70% | 0.49% (stronger) |
| Net charge-offs | 0.05% | 0.01% (stronger) |
| Return on assets | 1.75% (stronger) | -0.09% |
| Loans ÷ deposits | 89.7% | 59.7% (stronger) |
| Uninsured deposits | 26.2% | 17.2% (stronger) |
| Offices | 74 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.7% | 37.5% |
Horizon Bank has the higher TellerScore (72 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Horizon Bank leads on 3 and United Fidelity Bank, fsb on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.