Side-by-side · Q2 2026 data
Horizon Bank, SSB vs Extraco Banks, National Association
Metric by metric
| Measure | Horizon Bank, SSB | Extraco Banks, National Association |
|---|---|---|
| TellerScore | 72 (stronger) | 70 |
| Capital cushion | 40 (stronger) | 37 |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 90 (stronger) | 51 |
| Funding & liquidity | 48 | 93 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 66th | 58th |
| Total assets | $2.6B | $2.6B |
| Deposits / shares | $2.2B | $2.1B |
| Capital ratio | 8.95% (stronger) | 8.67% |
| Problem loans | 0.00% (stronger) | 0.04% |
| Net charge-offs | 0.02% (stronger) | 0.04% |
| Return on assets | 1.74% (stronger) | 0.78% |
| Loans ÷ deposits | 72.7% | 62.9% (stronger) |
| Uninsured deposits | 50.6% | 19.2% (stronger) |
| Offices | 6 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.0% |
Horizon Bank, SSB has the higher TellerScore (72 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Horizon Bank, SSB leads on 5 and Extraco Banks, National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.