Side-by-side · Q2 2026 data
Horizon Bank, SSB vs Falcon International Bank
Metric by metric
| Measure | Horizon Bank, SSB | Falcon International Bank |
|---|---|---|
| TellerScore | 72 | 85 (stronger) |
| Capital cushion | 40 | 84 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 90 (stronger) | 81 |
| Funding & liquidity | 48 | 60 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 66th | 97th |
| Total assets | $2.6B | $2.2B |
| Deposits / shares | $2.2B | $2.0B |
| Capital ratio | 8.95% | 13.44% (stronger) |
| Problem loans | 0.00% (stronger) | 0.00% |
| Net charge-offs | 0.02% (stronger) | 0.02% |
| Return on assets | 1.74% (stronger) | 1.53% |
| Loans ÷ deposits | 72.7% (stronger) | 73.7% |
| Uninsured deposits | 50.6% | 39.4% (stronger) |
| Offices | 6 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.7% |
Falcon International Bank has the higher TellerScore (85 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Horizon Bank, SSB leads on 4 and Falcon International Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.