Side-by-side · Q2 2026 data
Horizon Bank, SSB vs First United Bank
Metric by metric
| Measure | Horizon Bank, SSB | First United Bank |
|---|---|---|
| TellerScore | 72 | 77 (stronger) |
| Capital cushion | 40 | 62 (stronger) |
| Loan quality | 100 (stronger) | 86 |
| Earnings | 90 | 100 (stronger) |
| Funding & liquidity | 48 | 51 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 66th | 83rd |
| Total assets | $2.6B | $2.4B |
| Deposits / shares | $2.2B | $2.1B |
| Capital ratio | 8.95% | 11.17% (stronger) |
| Problem loans | 0.00% (stronger) | 0.41% |
| Net charge-offs | 0.02% (stronger) | 0.10% |
| Return on assets | 1.74% | 2.03% (stronger) |
| Loans ÷ deposits | 72.7% | 69.8% (stronger) |
| Uninsured deposits | 50.6% | 50.2% (stronger) |
| Offices | 6 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.9% |
First United Bank has the higher TellerScore (77 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Horizon Bank, SSB leads on 2 and First United Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.