Side-by-side · Q2 2026 data
Horizon Bank, SSB vs Wells Fargo Bank South Central, National Association
Bank
Wells Fargo Bank South Central, National Association
Houston, Texas · $1 billion – $10 billion
Metric by metric
| Measure | Horizon Bank, SSB | Wells Fargo Bank South Central, National Association |
|---|---|---|
| TellerScore | 72 | 80 (stronger) |
| Capital cushion | 40 | 100 (stronger) |
| Loan quality | 100 (stronger) | 59 |
| Earnings | 90 (stronger) | 85 |
| Funding & liquidity | 48 | 58 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 66th | 90th |
| Total assets | $2.6B | $2.6B |
| Deposits / shares | $2.2B | $1.7B |
| Capital ratio | 8.95% | 29.69% (stronger) |
| Problem loans | 0.00% (stronger) | 1.24% |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 1.74% (stronger) | 1.62% |
| Loans ÷ deposits | 72.7% (stronger) | 102.1% |
| Uninsured deposits | 50.6% | 0.5% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wells Fargo Bank South Central, National Association has the higher TellerScore (80 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Horizon Bank, SSB leads on 3 and Wells Fargo Bank South Central, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.