Side-by-side · Q2 2026 data
Houston Federal Credit Union vs Community Resource Credit Union
Metric by metric
| Measure | Houston Federal Credit Union | Community Resource Credit Union |
|---|---|---|
| TellerScore | 67 | 75 (stronger) |
| Capital cushion | 49 | 60 (stronger) |
| Loan quality | 84 | 84 |
| Earnings | 37 | 78 (stronger) |
| Funding & liquidity | 98 (stronger) | 71 |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 41st | 66th |
| Total assets | $952.0M | $929.5M |
| Deposits / shares | $850.3M | $818.5M |
| Capital ratio | 9.88% | 11.02% (stronger) |
| Problem loans | 0.49% | 0.47% (stronger) |
| Net charge-offs | 0.72% | 0.48% (stronger) |
| Return on assets | 0.43% | 1.44% (stronger) |
| Loans ÷ deposits | 62.6% (stronger) | 88.9% |
| Uninsured deposits | 9.5% | 9.4% (stronger) |
| Offices | 10 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 31.8% | 44.2% |
Community Resource Credit Union has the higher TellerScore (75 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Houston Federal Credit Union leads on 1 and Community Resource Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.