Side-by-side · Q2 2026 data
Houston Texas Fire Fighters Federal Credit Union vs America'S Credit Union
Credit union
Houston Texas Fire Fighters Federal Credit Union
Houston, Texas · $100 million – $1 billion
Metric by metric
| Measure | Houston Texas Fire Fighters Federal Credit Union | America'S Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 76 |
| Capital cushion | 90 | 100 (stronger) |
| Loan quality | 87 (stronger) | 80 |
| Earnings | 53 (stronger) | 21 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 86th | 68th |
| Total assets | $401.3M | $427.6M |
| Deposits / shares | $340.3M | $362.2M |
| Capital ratio | 14.02% | 15.01% (stronger) |
| Problem loans | 0.38% (stronger) | 0.59% |
| Net charge-offs | 0.25% (stronger) | 0.89% |
| Return on assets | 0.83% (stronger) | 0.02% |
| Loans ÷ deposits | 49.7% (stronger) | 77.4% |
| Uninsured deposits | 7.5% | 5.1% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.0% |
Houston Texas Fire Fighters Federal Credit Union has the higher TellerScore (84 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Houston Texas Fire Fighters Federal Credit Union leads on 5 and America'S Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.