Side-by-side · Q2 2026 data
Houston Texas Fire Fighters Federal Credit Union vs Cy-Fair Federal Credit Union
Credit union
Houston Texas Fire Fighters Federal Credit Union
Houston, Texas · $100 million – $1 billion
Metric by metric
| Measure | Houston Texas Fire Fighters Federal Credit Union | Cy-Fair Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 65 |
| Capital cushion | 90 (stronger) | 45 |
| Loan quality | 87 (stronger) | 58 |
| Earnings | 53 | 76 (stronger) |
| Funding & liquidity | 100 (stronger) | 89 |
| Problem-loan coverage | 97 (stronger) | 82 |
| Peer percentile | 86th | 34th |
| Total assets | $401.3M | $383.5M |
| Deposits / shares | $340.3M | $346.1M |
| Capital ratio | 14.02% (stronger) | 9.54% |
| Problem loans | 0.38% (stronger) | 1.26% |
| Net charge-offs | 0.25% (stronger) | 0.86% |
| Return on assets | 0.83% | 1.39% (stronger) |
| Loans ÷ deposits | 49.7% (stronger) | 71.2% |
| Uninsured deposits | 7.5% | 3.3% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.3% |
Houston Texas Fire Fighters Federal Credit Union has the higher TellerScore (84 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Houston Texas Fire Fighters Federal Credit Union leads on 5 and Cy-Fair Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.