Side-by-side · Q2 2026 data
Houston Texas Fire Fighters Federal Credit Union vs McT Credit Union
Credit union
Houston Texas Fire Fighters Federal Credit Union
Houston, Texas · $100 million – $1 billion
Metric by metric
| Measure | Houston Texas Fire Fighters Federal Credit Union | McT Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 69 |
| Capital cushion | 90 (stronger) | 51 |
| Loan quality | 87 | 90 (stronger) |
| Earnings | 53 (stronger) | 39 |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 86th | 48th |
| Total assets | $401.3M | $415.2M |
| Deposits / shares | $340.3M | $363.0M |
| Capital ratio | 14.02% (stronger) | 10.10% |
| Problem loans | 0.38% | 0.29% (stronger) |
| Net charge-offs | 0.25% | 0.12% (stronger) |
| Return on assets | 0.83% (stronger) | 0.49% |
| Loans ÷ deposits | 49.7% (stronger) | 70.2% |
| Uninsured deposits | 7.5% | 0.0% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.4% |
Houston Texas Fire Fighters Federal Credit Union has the higher TellerScore (84 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Houston Texas Fire Fighters Federal Credit Union leads on 4 and McT Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.