Side-by-side · Q2 2026 data
Huron State Bank vs Homestead Savings Bank
Metric by metric
| Measure | Huron State Bank | Homestead Savings Bank |
|---|---|---|
| TellerScore | 63 | 68 (stronger) |
| Capital cushion | 74 (stronger) | 44 |
| Loan quality | 32 | 92 (stronger) |
| Earnings | 60 (stronger) | 50 |
| Funding & liquidity | 85 (stronger) | 83 |
| Problem-loan coverage | 79 | 97 (stronger) |
| Peer percentile | 22nd | 33rd |
| Total assets | $95.1M | $71.6M |
| Deposits / shares | $82.4M | $64.6M |
| Capital ratio | 12.44% (stronger) | 9.42% |
| Problem loans | 2.05% | 0.24% (stronger) |
| Net charge-offs | -0.05% (stronger) | -0.00% |
| Return on assets | 1.00% (stronger) | 0.75% |
| Loans ÷ deposits | 74.8% (stronger) | 77.1% |
| Uninsured deposits | 12.9% | 12.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Homestead Savings Bank has the higher TellerScore (68 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Huron State Bank leads on 4 and Homestead Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.