Side-by-side · Q2 2026 data
Hyden Citizens Bank vs 1st Trust Bank, Inc.
Metric by metric
| Measure | Hyden Citizens Bank | 1st Trust Bank, Inc. |
|---|---|---|
| TellerScore | 73 (stronger) | 64 |
| Capital cushion | 42 | 46 (stronger) |
| Loan quality | 82 | 95 (stronger) |
| Earnings | 83 (stronger) | 50 |
| Funding & liquidity | 96 (stronger) | 47 |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 53rd | 26th |
| Total assets | $148.6M | $351.7M |
| Deposits / shares | $134.8M | $309.2M |
| Capital ratio | 9.18% | 9.65% (stronger) |
| Problem loans | 0.54% | 0.15% (stronger) |
| Net charge-offs | 0.03% | 0.01% (stronger) |
| Return on assets | 1.57% (stronger) | 0.75% |
| Loans ÷ deposits | 60.2% (stronger) | 95.5% |
| Uninsured deposits | 18.6% (stronger) | 30.7% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hyden Citizens Bank has the higher TellerScore (73 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Hyden Citizens Bank leads on 4 and 1st Trust Bank, Inc. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.