Side-by-side · Q2 2026 data
Hyden Citizens Bank vs Pbt Bancorp
Metric by metric
| Measure | Hyden Citizens Bank | Pbt Bancorp |
|---|---|---|
| TellerScore | 73 (stronger) | 28 |
| Capital cushion | 42 (stronger) | 32 |
| Loan quality | 82 (stronger) | 11 |
| Earnings | 83 (stronger) | 19 |
| Funding & liquidity | 96 (stronger) | 66 |
| Problem-loan coverage | 92 (stronger) | 20 |
| Peer percentile | 53rd | 1st |
| Total assets | $148.6M | $473.2M |
| Deposits / shares | $134.8M | $426.7M |
| Capital ratio | 9.18% (stronger) | 8.15% |
| Problem loans | 0.54% (stronger) | 2.66% |
| Net charge-offs | 0.03% | 0.02% (stronger) |
| Return on assets | 1.57% (stronger) | -0.01% |
| Loans ÷ deposits | 60.2% (stronger) | 86.1% |
| Uninsured deposits | 18.6% (stronger) | 22.3% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hyden Citizens Bank has the higher TellerScore (73 vs 28). On the 7 directional measures above (where higher or lower is clearly better), Hyden Citizens Bank leads on 6 and Pbt Bancorp on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.