Side-by-side · Q2 2026 data
Hyden Citizens Bank vs The Peoples Bank
Metric by metric
| Measure | Hyden Citizens Bank | The Peoples Bank |
|---|---|---|
| TellerScore | 73 | 73 |
| Capital cushion | 42 | 66 (stronger) |
| Loan quality | 82 | 92 (stronger) |
| Earnings | 83 (stronger) | 55 |
| Funding & liquidity | 96 (stronger) | 69 |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 53rd | 53rd |
| Total assets | $148.6M | $135.3M |
| Deposits / shares | $134.8M | $119.4M |
| Capital ratio | 9.18% | 11.55% (stronger) |
| Problem loans | 0.54% | 0.23% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.12% |
| Return on assets | 1.57% (stronger) | 0.87% |
| Loans ÷ deposits | 60.2% (stronger) | 91.5% |
| Uninsured deposits | 18.6% | 11.2% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Hyden Citizens Bank leads on 3 and The Peoples Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.