Side-by-side · Q2 2026 data
I-C Federal Credit Union vs City of Boston Credit Union
Credit union
I-C Federal Credit Union
Fitchburg, Massachusetts · $100 million – $1 billion
Credit union
City of Boston Credit Union
South Boston, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | I-C Federal Credit Union | City of Boston Credit Union |
|---|---|---|
| TellerScore | 50 (stronger) | 48 |
| Capital cushion | 39 | 41 (stronger) |
| Loan quality | 69 (stronger) | 35 |
| Earnings | 9 | 36 (stronger) |
| Funding & liquidity | 72 | 81 (stronger) |
| Problem-loan coverage | 83 (stronger) | 71 |
| Peer percentile | 6th | 4th |
| Total assets | $583.0M | $544.5M |
| Deposits / shares | $505.4M | $466.6M |
| Capital ratio | 8.92% | 9.07% (stronger) |
| Problem loans | 0.94% (stronger) | 1.95% |
| Net charge-offs | 0.46% | 0.35% (stronger) |
| Return on assets | -0.27% | 0.39% (stronger) |
| Loans ÷ deposits | 88.2% | 78.9% (stronger) |
| Uninsured deposits | 6.2% (stronger) | 12.3% |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.2% | 44.6% |
I-C Federal Credit Union has the higher TellerScore (50 vs 48). On the 7 directional measures above (where higher or lower is clearly better), I-C Federal Credit Union leads on 3 and City of Boston Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.