Side-by-side · Q2 2026 data
I.L.W.U. Federal Credit Union vs Mypoint Credit Union
Metric by metric
| Measure | I.L.W.U. Federal Credit Union | Mypoint Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 58 |
| Capital cushion | 49 (stronger) | 36 |
| Loan quality | 70 | 91 (stronger) |
| Earnings | 67 (stronger) | 32 |
| Funding & liquidity | 85 (stronger) | 55 |
| Problem-loan coverage | 88 | 95 (stronger) |
| Peer percentile | 41st | 16th |
| Total assets | $607.5M | $704.5M |
| Deposits / shares | $550.2M | $576.3M |
| Capital ratio | 9.94% (stronger) | 8.55% |
| Problem loans | 0.89% | 0.27% (stronger) |
| Net charge-offs | 0.30% | 0.11% (stronger) |
| Return on assets | 1.16% (stronger) | 0.30% |
| Loans ÷ deposits | 74.1% (stronger) | 105.1% |
| Uninsured deposits | 16.5% | 8.3% (stronger) |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 33.3% |
I.L.W.U. Federal Credit Union has the higher TellerScore (67 vs 58). On the 7 directional measures above (where higher or lower is clearly better), I.L.W.U. Federal Credit Union leads on 4 and Mypoint Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.