Side-by-side · Q2 2026 data
I.M. Detroit District Credit Union vs Diversified Members Credit Union
Credit union
I.M. Detroit District Credit Union
Detroit, Michigan · Under $100 million in assets
Metric by metric
| Measure | I.M. Detroit District Credit Union | Diversified Members Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 97 |
| Loan quality | 100 (stronger) | 42 |
| Earnings | 100 (stronger) | 22 |
| Funding & liquidity | 50 | 96 (stronger) |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 94th | 41st |
| Total assets | $1.9M | $588.5M |
| Deposits / shares | $1.4M | $455.6M |
| Capital ratio | 28.08% (stronger) | 14.71% |
| Problem loans | 0.00% (stronger) | 1.73% |
| Net charge-offs | 0.00% (stronger) | 0.90% |
| Return on assets | 2.34% (stronger) | 0.05% |
| Loans ÷ deposits | 2.2% (stronger) | 57.5% |
| Uninsured deposits | 88.7% | 18.5% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
I.M. Detroit District Credit Union has the higher TellerScore (93 vs 67). On the 7 directional measures above (where higher or lower is clearly better), I.M. Detroit District Credit Union leads on 6 and Diversified Members Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.