Side-by-side · Q2 2026 data
Idaho Trust Bank vs Trugrocer Federal Credit Union
Metric by metric
| Measure | Idaho Trust Bank | Trugrocer Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 73 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 100 (stronger) | 73 |
| Earnings | 55 (stronger) | 0 |
| Funding & liquidity | 51 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 50th | 60th |
| Total assets | $255.6M | $320.1M |
| Deposits / shares | $225.5M | $267.8M |
| Capital ratio | 11.23% | 16.03% (stronger) |
| Problem loans | 0.00% (stronger) | 0.81% |
| Net charge-offs | 0.00% (stronger) | 0.26% |
| Return on assets | 0.87% (stronger) | -0.85% |
| Loans ÷ deposits | 74.1% | 57.3% (stronger) |
| Uninsured deposits | 46.5% | 9.0% (stronger) |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.5% |
Trugrocer Federal Credit Union has the higher TellerScore (73 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Idaho Trust Bank leads on 3 and Trugrocer Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.