Side-by-side · Q2 2026 data
Idb Global Federal Credit Union vs Department of Commerce Federal Credit Union
Credit union
Idb Global Federal Credit Union
Washington, District of Columbia · $100 million – $1 billion
Credit union
Department of Commerce Federal Credit Union
Washington, District of Columbia · $100 million – $1 billion
Metric by metric
| Measure | Idb Global Federal Credit Union | Department of Commerce Federal Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 30 |
| Capital cushion | 73 (stronger) | 4 |
| Loan quality | 96 (stronger) | 42 |
| Earnings | 38 (stronger) | 23 |
| Funding & liquidity | 71 (stronger) | 63 |
| Problem-loan coverage | 99 (stronger) | 43 |
| Peer percentile | 63rd | 0th |
| Total assets | $842.4M | $739.1M |
| Deposits / shares | $713.6M | $670.0M |
| Capital ratio | 12.34% (stronger) | 5.41% |
| Problem loans | 0.13% (stronger) | 1.75% |
| Net charge-offs | 0.04% (stronger) | 1.63% |
| Return on assets | 0.45% (stronger) | 0.09% |
| Loans ÷ deposits | 78.4% (stronger) | 97.0% |
| Uninsured deposits | 24.5% | 9.8% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | — |
Idb Global Federal Credit Union has the higher TellerScore (74 vs 30). On the 7 directional measures above (where higher or lower is clearly better), Idb Global Federal Credit Union leads on 6 and Department of Commerce Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.