Side-by-side · Q2 2026 data
Ila 1351 Federal Credit Union vs Houston Highway Credit Union
Metric by metric
| Measure | Ila 1351 Federal Credit Union | Houston Highway Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 59 |
| Loan quality | 100 (stronger) | 62 |
| Earnings | 68 (stronger) | 35 |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 92nd | 28th |
| Total assets | $17.3M | $48.4M |
| Deposits / shares | $14.1M | $42.0M |
| Capital ratio | 17.01% (stronger) | 10.92% |
| Problem loans | 0.00% (stronger) | 1.14% |
| Net charge-offs | 0.00% (stronger) | 0.32% |
| Return on assets | 1.20% (stronger) | 0.39% |
| Loans ÷ deposits | 68.4% | 52.1% (stronger) |
| Uninsured deposits | 8.3% (stronger) | 9.4% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ila 1351 Federal Credit Union has the higher TellerScore (92 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Ila 1351 Federal Credit Union leads on 6 and Houston Highway Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.