Side-by-side · Q2 2026 data
Illini State Bank vs Financial Plus Credit Union
Metric by metric
| Measure | Illini State Bank | Financial Plus Credit Union |
|---|---|---|
| TellerScore | 70 | 84 (stronger) |
| Capital cushion | 94 (stronger) | 82 |
| Loan quality | 38 | 85 (stronger) |
| Earnings | 71 | 79 (stronger) |
| Funding & liquidity | 67 | 84 (stronger) |
| Problem-loan coverage | 84 | 96 (stronger) |
| Peer percentile | 43rd | 86th |
| Total assets | $171.9M | $607.4M |
| Deposits / shares | $124.5M | $520.6M |
| Capital ratio | 14.42% (stronger) | 13.24% |
| Problem loans | 1.86% | 0.45% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.38% |
| Return on assets | 1.26% | 1.48% (stronger) |
| Loans ÷ deposits | 85.5% | 76.0% (stronger) |
| Uninsured deposits | 22.4% | 6.4% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Financial Plus Credit Union has the higher TellerScore (84 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Illini State Bank leads on 2 and Financial Plus Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.