Side-by-side · Q2 2026 data
Illinois State Credit Union vs Decatur Earthmover Credit Union
Metric by metric
| Measure | Illinois State Credit Union | Decatur Earthmover Credit Union |
|---|---|---|
| TellerScore | 69 | 70 (stronger) |
| Capital cushion | 57 | 66 (stronger) |
| Loan quality | 82 (stronger) | 80 |
| Earnings | 59 (stronger) | 29 |
| Funding & liquidity | 70 | 100 (stronger) |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 48th | 51st |
| Total assets | $248.6M | $310.3M |
| Deposits / shares | $219.3M | $272.0M |
| Capital ratio | 10.74% | 11.64% (stronger) |
| Problem loans | 0.54% (stronger) | 0.59% |
| Net charge-offs | 0.65% | 0.46% (stronger) |
| Return on assets | 0.97% (stronger) | 0.23% |
| Loans ÷ deposits | 90.2% | 57.5% (stronger) |
| Uninsured deposits | 1.6% (stronger) | 4.3% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.4% |
Decatur Earthmover Credit Union has the higher TellerScore (70 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Illinois State Credit Union leads on 3 and Decatur Earthmover Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.