Side-by-side · Q2 2026 data
Illinois State Credit Union vs Membersalliance Credit Union
Metric by metric
| Measure | Illinois State Credit Union | Membersalliance Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 67 |
| Capital cushion | 57 (stronger) | 44 |
| Loan quality | 82 | 85 (stronger) |
| Earnings | 59 (stronger) | 53 |
| Funding & liquidity | 70 | 83 (stronger) |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 48th | 41st |
| Total assets | $248.6M | $303.6M |
| Deposits / shares | $219.3M | $271.9M |
| Capital ratio | 10.74% (stronger) | 9.38% |
| Problem loans | 0.54% | 0.45% (stronger) |
| Net charge-offs | 0.65% | 0.39% (stronger) |
| Return on assets | 0.97% (stronger) | 0.82% |
| Loans ÷ deposits | 90.2% | 77.6% (stronger) |
| Uninsured deposits | 1.6% | 0.0% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Illinois State Credit Union has the higher TellerScore (69 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Illinois State Credit Union leads on 3 and Membersalliance Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.