Side-by-side · Q2 2026 data
Illinois Valley Credit Union vs Canals & Trails Credit Union
Metric by metric
| Measure | Illinois Valley Credit Union | Canals & Trails Credit Union |
|---|---|---|
| TellerScore | 58 | 81 (stronger) |
| Capital cushion | 51 | 61 (stronger) |
| Loan quality | 89 | 92 (stronger) |
| Earnings | 0 | 76 (stronger) |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 19th | 68th |
| Total assets | $36.3M | $34.2M |
| Deposits / shares | $32.4M | $30.4M |
| Capital ratio | 10.12% | 11.14% (stronger) |
| Problem loans | 0.34% | 0.23% (stronger) |
| Net charge-offs | 0.51% | 0.33% (stronger) |
| Return on assets | -2.12% | 1.40% (stronger) |
| Loans ÷ deposits | 85.6% | 26.1% (stronger) |
| Uninsured deposits | 2.7% | 0.2% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Canals & Trails Credit Union has the higher TellerScore (81 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Illinois Valley Credit Union leads on 0 and Canals & Trails Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.