Side-by-side · Q2 2026 data
Impact Bank vs The Community Bank
Metric by metric
| Measure | Impact Bank | The Community Bank |
|---|---|---|
| TellerScore | 80 | 85 (stronger) |
| Capital cushion | 56 | 78 (stronger) |
| Loan quality | 99 | 99 |
| Earnings | 87 (stronger) | 66 |
| Funding & liquidity | 75 | 93 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 77th | 88th |
| Total assets | $167.2M | $173.5M |
| Deposits / shares | $153.0M | $152.2M |
| Capital ratio | 10.62% | 12.83% (stronger) |
| Problem loans | 0.03% (stronger) | 0.04% |
| Net charge-offs | 0.05% | -0.01% (stronger) |
| Return on assets | 1.67% (stronger) | 1.14% |
| Loans ÷ deposits | 64.7% | 58.3% (stronger) |
| Uninsured deposits | 33.7% | 21.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Community Bank has the higher TellerScore (85 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Impact Bank leads on 2 and The Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.