Side-by-side · Q2 2026 data
InBank vs The First National Bank in Trinidad
Metric by metric
| Measure | InBank | The First National Bank in Trinidad |
|---|---|---|
| TellerScore | 62 | 64 (stronger) |
| Capital cushion | 65 (stronger) | 59 |
| Loan quality | 56 | 68 (stronger) |
| Earnings | 63 (stronger) | 41 |
| Funding & liquidity | 49 | 83 (stronger) |
| Problem-loan coverage | 86 (stronger) | 85 |
| Peer percentile | 27th | 26th |
| Total assets | $1.4B | $250.5M |
| Deposits / shares | $1.1B | $234.3M |
| Capital ratio | 11.46% (stronger) | 10.89% |
| Problem loans | 1.31% | 0.95% (stronger) |
| Net charge-offs | 0.76% | 0.00% (stronger) |
| Return on assets | 1.08% (stronger) | 0.52% |
| Loans ÷ deposits | 83.3% | 59.2% (stronger) |
| Uninsured deposits | 39.9% | 30.2% (stronger) |
| Offices | 13 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank in Trinidad has the higher TellerScore (64 vs 62). On the 7 directional measures above (where higher or lower is clearly better), InBank leads on 2 and The First National Bank in Trinidad on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Trinidad, CO