Side-by-side · Q2 2026 data
IncredibleBank vs CCFBank National Association
Metric by metric
| Measure | IncredibleBank | CCFBank National Association |
|---|---|---|
| TellerScore | 57 (stronger) | 50 |
| Capital cushion | 33 | 62 (stronger) |
| Loan quality | 70 (stronger) | 24 |
| Earnings | 62 (stronger) | 49 |
| Funding & liquidity | 58 (stronger) | 57 |
| Problem-loan coverage | 82 (stronger) | 73 |
| Peer percentile | 16th | 7th |
| Total assets | $2.1B | $1.8B |
| Deposits / shares | $1.8B | $1.6B |
| Capital ratio | 8.30% | 11.21% (stronger) |
| Problem loans | 0.89% (stronger) | 2.28% |
| Net charge-offs | 0.11% (stronger) | 0.24% |
| Return on assets | 1.06% (stronger) | 0.74% |
| Loans ÷ deposits | 89.0% | 86.0% (stronger) |
| Uninsured deposits | 27.3% (stronger) | 30.4% |
| Offices | 17 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.9% | 9.4% |
IncredibleBank has the higher TellerScore (57 vs 50). On the 7 directional measures above (where higher or lower is clearly better), IncredibleBank leads on 5 and CCFBank National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.