Side-by-side · Q2 2026 data
IncredibleBank vs One Community Bank
Metric by metric
| Measure | IncredibleBank | One Community Bank |
|---|---|---|
| TellerScore | 57 | 74 (stronger) |
| Capital cushion | 33 | 78 (stronger) |
| Loan quality | 70 | 81 (stronger) |
| Earnings | 62 | 73 (stronger) |
| Funding & liquidity | 58 (stronger) | 40 |
| Problem-loan coverage | 82 | 93 (stronger) |
| Peer percentile | 16th | 74th |
| Total assets | $2.1B | $2.6B |
| Deposits / shares | $1.8B | $2.1B |
| Capital ratio | 8.30% | 12.78% (stronger) |
| Problem loans | 0.89% | 0.58% (stronger) |
| Net charge-offs | 0.11% | 0.00% (stronger) |
| Return on assets | 1.06% | 1.33% (stronger) |
| Loans ÷ deposits | 89.0% (stronger) | 106.7% |
| Uninsured deposits | 27.3% | 27.0% (stronger) |
| Offices | 17 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.9% | 7.1% |
One Community Bank has the higher TellerScore (74 vs 57). On the 7 directional measures above (where higher or lower is clearly better), IncredibleBank leads on 1 and One Community Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Schofield, WI
- Wausau, WI