Side-by-side · Q2 2026 data
Independence Bank of Kentucky vs Planters Bank, Inc.
Metric by metric
| Measure | Independence Bank of Kentucky | Planters Bank, Inc. |
|---|---|---|
| TellerScore | 69 | 77 (stronger) |
| Capital cushion | 44 | 74 (stronger) |
| Loan quality | 96 | 96 |
| Earnings | 65 | 71 (stronger) |
| Funding & liquidity | 61 (stronger) | 49 |
| Problem-loan coverage | 99 (stronger) | 91 |
| Peer percentile | 53rd | 83rd |
| Total assets | $3.8B | $2.0B |
| Deposits / shares | $3.0B | $1.7B |
| Capital ratio | 9.35% | 12.45% (stronger) |
| Problem loans | 0.12% | 0.11% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.12% | 1.28% (stronger) |
| Loans ÷ deposits | 69.8% (stronger) | 84.7% |
| Uninsured deposits | 41.2% | 38.7% (stronger) |
| Offices | 26 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.9% |
Planters Bank, Inc. has the higher TellerScore (77 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Independence Bank of Kentucky leads on 2 and Planters Bank, Inc. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Providence, KY
- Sebree, KY