Side-by-side · Q2 2026 data
Independence State Bank vs Alliance Bank
Metric by metric
| Measure | Independence State Bank | Alliance Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 72 |
| Capital cushion | 54 (stronger) | 40 |
| Loan quality | 100 (stronger) | 81 |
| Earnings | 68 | 100 (stronger) |
| Funding & liquidity | 71 | 71 |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 54th | 50th |
| Total assets | $84.2M | $266.0M |
| Deposits / shares | $72.2M | $216.4M |
| Capital ratio | 10.38% (stronger) | 9.02% |
| Problem loans | 0.00% (stronger) | 0.58% |
| Net charge-offs | -0.00% (stronger) | -0.00% |
| Return on assets | 1.20% | 2.26% (stronger) |
| Loans ÷ deposits | 89.7% | 88.9% (stronger) |
| Uninsured deposits | 14.9% | 12.2% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Independence State Bank has the higher TellerScore (75 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Independence State Bank leads on 4 and Alliance Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.