Side-by-side · Q2 2026 data
Independence State Bank vs Park Bank, National Association
Metric by metric
| Measure | Independence State Bank | Park Bank, National Association |
|---|---|---|
| TellerScore | 75 (stronger) | 63 |
| Capital cushion | 54 | 93 (stronger) |
| Loan quality | 100 (stronger) | 26 |
| Earnings | 68 (stronger) | 24 |
| Funding & liquidity | 71 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 54th | 22nd |
| Total assets | $84.2M | $76.5M |
| Deposits / shares | $72.2M | $63.7M |
| Capital ratio | 10.38% | 14.26% (stronger) |
| Problem loans | 0.00% (stronger) | 2.23% |
| Net charge-offs | -0.00% | -0.42% (stronger) |
| Return on assets | 1.20% (stronger) | 0.11% |
| Loans ÷ deposits | 89.7% | 39.9% (stronger) |
| Uninsured deposits | 14.9% | 10.4% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.9% |
Independence State Bank has the higher TellerScore (75 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Independence State Bank leads on 3 and Park Bank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.