Side-by-side · Q2 2026 data
Independent Correspondent Bankers' Bank, Inc. vs Whitaker Bank
Bank
Independent Correspondent Bankers' Bank, Inc.
Frankfort, Kentucky · $100 million – $1 billion
Metric by metric
| Measure | Independent Correspondent Bankers' Bank, Inc. | Whitaker Bank |
|---|---|---|
| TellerScore | 69 | 84 (stronger) |
| Capital cushion | 82 (stronger) | 79 |
| Loan quality | 67 | 93 (stronger) |
| Earnings | 49 | 77 (stronger) |
| Funding & liquidity | 55 | 80 (stronger) |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 40th | 95th |
| Total assets | $151.4M | $1.9B |
| Deposits / shares | $82.5M | $1.6B |
| Capital ratio | 13.21% (stronger) | 12.89% |
| Problem loans | 0.99% | 0.21% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.06% |
| Return on assets | 0.73% | 1.42% (stronger) |
| Loans ÷ deposits | 98.7% | 67.3% (stronger) |
| Uninsured deposits | 21.0% (stronger) | 26.8% |
| Offices | 1 | 44 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Whitaker Bank has the higher TellerScore (84 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Independent Correspondent Bankers' Bank, Inc. leads on 3 and Whitaker Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.