Side-by-side · Q2 2026 data
Industrial and Commercial Bank of China USA, National Association vs Interaudi Bank
Bank
Industrial and Commercial Bank of China USA, National Association
New York, New York · $1 billion – $10 billion
Metric by metric
| Measure | Industrial and Commercial Bank of China USA, National Association | Interaudi Bank |
|---|---|---|
| TellerScore | 49 (stronger) | 47 |
| Capital cushion | 100 (stronger) | 50 |
| Loan quality | 0 | 21 (stronger) |
| Earnings | 47 | 69 (stronger) |
| Funding & liquidity | 26 | 44 (stronger) |
| Problem-loan coverage | 54 | 68 (stronger) |
| Peer percentile | 6th | 5th |
| Total assets | $2.9B | $2.7B |
| Deposits / shares | $2.2B | $2.3B |
| Capital ratio | 17.26% (stronger) | 10.02% |
| Problem loans | 4.20% | 2.36% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 0.67% | 1.24% (stronger) |
| Loans ÷ deposits | 122.0% | 69.6% (stronger) |
| Uninsured deposits | 37.2% (stronger) | 57.1% |
| Offices | 14 | 2 |
| CFPB complaints (3 yrs) | 20 | — |
| Complaints per $1B deposits | 9.1 | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Industrial and Commercial Bank of China USA, National Association has the higher TellerScore (49 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Industrial and Commercial Bank of China USA, National Association leads on 3 and Interaudi Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.