Side-by-side · Q2 2026 data
Industrial Bank vs Founders Bank
Metric by metric
| Measure | Industrial Bank | Founders Bank |
|---|---|---|
| TellerScore | 52 | 77 (stronger) |
| Capital cushion | 100 (stronger) | 92 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 21 | 42 (stronger) |
| Funding & liquidity | 79 (stronger) | 40 |
| Problem-loan coverage | 55 | 100 (stronger) |
| Peer percentile | 8th | 68th |
| Total assets | $774.2M | $406.0M |
| Deposits / shares | $607.0M | $334.7M |
| Capital ratio | 15.23% (stronger) | 14.18% |
| Problem loans | 6.56% | 0.00% (stronger) |
| Net charge-offs | 1.17% | 0.00% (stronger) |
| Return on assets | 0.01% | 0.54% (stronger) |
| Loans ÷ deposits | 66.3% (stronger) | 99.6% |
| Uninsured deposits | 28.0% (stronger) | 33.9% |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 56.3% | — |
Founders Bank has the higher TellerScore (77 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Industrial Bank leads on 3 and Founders Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.