Side-by-side · Q2 2026 data
Industrial CU of Whatcom County Credit Union vs North Coast Credit Union
Credit union
Industrial CU of Whatcom County Credit Union
Bellingham, Washington · $100 million – $1 billion
Metric by metric
| Measure | Industrial CU of Whatcom County Credit Union | North Coast Credit Union |
|---|---|---|
| TellerScore | 75 | 79 (stronger) |
| Capital cushion | 71 | 88 (stronger) |
| Loan quality | 91 (stronger) | 78 |
| Earnings | 41 | 53 (stronger) |
| Funding & liquidity | 85 | 89 (stronger) |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 66th | 76th |
| Total assets | $391.6M | $426.7M |
| Deposits / shares | $340.7M | $371.8M |
| Capital ratio | 12.06% | 13.80% (stronger) |
| Problem loans | 0.26% (stronger) | 0.67% |
| Net charge-offs | 1.46% | 0.62% (stronger) |
| Return on assets | 0.52% | 0.83% (stronger) |
| Loans ÷ deposits | 75.7% | 71.0% (stronger) |
| Uninsured deposits | 4.9% | 4.8% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
North Coast Credit Union has the higher TellerScore (79 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Industrial CU of Whatcom County Credit Union leads on 1 and North Coast Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.