Side-by-side · Q2 2026 data
Industrial CU of Whatcom County Credit Union vs Puget Sound Cooperative
Credit union
Industrial CU of Whatcom County Credit Union
Bellingham, Washington · $100 million – $1 billion
Metric by metric
| Measure | Industrial CU of Whatcom County Credit Union | Puget Sound Cooperative |
|---|---|---|
| TellerScore | 75 (stronger) | 65 |
| Capital cushion | 71 (stronger) | 62 |
| Loan quality | 91 (stronger) | 81 |
| Earnings | 41 (stronger) | 29 |
| Funding & liquidity | 85 (stronger) | 76 |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 66th | 34th |
| Total assets | $391.6M | $273.8M |
| Deposits / shares | $340.7M | $240.9M |
| Capital ratio | 12.06% (stronger) | 11.23% |
| Problem loans | 0.26% (stronger) | 0.57% |
| Net charge-offs | 1.46% | 0.12% (stronger) |
| Return on assets | 0.52% (stronger) | 0.23% |
| Loans ÷ deposits | 75.7% (stronger) | 83.8% |
| Uninsured deposits | 4.9% (stronger) | 13.6% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Industrial CU of Whatcom County Credit Union has the higher TellerScore (75 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Industrial CU of Whatcom County Credit Union leads on 6 and Puget Sound Cooperative on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.