Side-by-side · Q2 2026 data
Inland Valley Federal Credit Union vs U.P.S. Employees Federal Credit Union
Credit union
Inland Valley Federal Credit Union
Fontana, California · Under $100 million in assets
Credit union
U.P.S. Employees Federal Credit Union
Ontario, California · Under $100 million in assets
Metric by metric
| Measure | Inland Valley Federal Credit Union | U.P.S. Employees Federal Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 61 |
| Capital cushion | 37 (stronger) | 26 |
| Loan quality | 94 (stronger) | 91 |
| Earnings | 29 | 40 (stronger) |
| Funding & liquidity | 99 (stronger) | 85 |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 30th | 23rd |
| Total assets | $54.0M | $51.8M |
| Deposits / shares | $49.1M | $47.5M |
| Capital ratio | 8.65% (stronger) | 7.55% |
| Problem loans | 0.18% (stronger) | 0.26% |
| Net charge-offs | 0.25% (stronger) | 0.42% |
| Return on assets | 0.23% | 0.51% (stronger) |
| Loans ÷ deposits | 39.7% (stronger) | 75.1% |
| Uninsured deposits | 16.5% | 1.7% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Inland Valley Federal Credit Union has the higher TellerScore (65 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Inland Valley Federal Credit Union leads on 5 and U.P.S. Employees Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.